Terms of Service

Effective Date: August 1, 2025

These Terms of Service ("Terms") govern your use of the Stratumetrics LLC website and services. By accessing the website or engaging services, you agree to be bound by these Terms.

Services

Stratumetrics provides environmental loss analysis services including:

• Wildfire and natural disaster analysis
• Environmental contamination analysis
• Economic impact analysis
• Professional consultation services

Website Use

Permitted Use

You may use the website for:

• Learning about Stratumetrics services
• Contacting Stratumetrics for professional consultation
• Accessing publicly available information

Prohibited Use

You may not:

• Use the website for unlawful purposes
• Attempt to gain unauthorized access to systems
• Copy, reproduce, or distribute proprietary content
• Interfere with website functionality or security

Professional Services

Engagement Terms

• Services are provided pursuant to separate written agreements
• All analysis and consultation work is confidential
• Work product is proprietary to Stratumetrics unless otherwise agreed
• Payment terms are specified in individual service agreements

Nature of Analysis Services

All analytical work represents Stratumetrics' professional opinion based on available information, specified methodologies, and data quality at the time of analysis. Results are estimates that may vary with additional data, different methodologies, or changed circumstances. Analysis is not intended as formal appraisal or valuation. Client acknowledges that analysis involves professional judgment and interpretation.

Billing and Payment

• All invoices are due upon receipt unless otherwise agreed in writing
• Late payments may incur interest charges as permitted by law
• Services may be suspended for overdue accounts

Intellectual Property

Stratumetrics Content

All website content, methodologies, and work product are proprietary to Stratumetrics and protected by copyright and other intellectual property laws.

Your Content

You retain ownership of information you provide to Stratumetrics, subject to Stratumetrics use as necessary to provide services.

Service Limitations and Disclaimers

Scope and Methodology Limitations

• Analysis scope is limited to specified parameters and available data
• Results depend on data quality, completeness, and timing
• Methodologies are selected based on project requirements and professional judgment
• Analysis reflects conditions and information available at time of study

Professional Opinion Disclaimer

Services provided represent professional opinions and estimates based on available information and established analytical methods. Results may vary with different assumptions, additional data, or alternative methodologies.

Website Disclaimers

• Website content is for informational purposes only
• Website content does not constitute legal, financial, or engineering advice
• Stratumetrics makes no warranties about website availability or accuracy
• Links to third-party sites are provided for convenience only

Limitation of Liability

CONSPICUOUS NOTICE: TO THE MAXIMUM EXTENT PERMITTED BY CALIFORNIA LAW, STRATUMETRICS' TOTAL LIABILITY ARISING FROM OR RELATED TO SERVICES PROVIDED SHALL NOT EXCEED THE TOTAL FEES PAID BY CLIENT FOR THE SPECIFIC SERVICES GIVING RISE TO THE CLAIM.

Stratumetrics shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from data quality limitations or third-party information
• Issues arising from scope limitations or methodological constraints

Nothing herein shall limit liability for gross negligence or willful misconduct.

Force Majeure

Stratumetrics shall not be liable for delays or failure to perform due to circumstances beyond reasonable control, including but not limited to natural disasters, government actions, data unavailability, third-party delays, or other unforeseeable events.

Confidentiality

Stratumetrics maintains strict confidentiality regarding:

• Client information and project details
• Proprietary methodologies and processes
• Analytical results and findings
• All communications related to services

Dispute Resolution

Any disputes arising under these Terms shall be resolved through binding arbitration under the rules of the American Arbitration Association (AAA) for commercial disputes, conducted in California.

Termination

Stratumetrics reserves the right to:

• Terminate website access for violations of these Terms
• Discontinue services with appropriate notice
• Modify or discontinue website features

Governing Law

These Terms are governed by the laws of the State of California without regard to conflict of law principles.

Changes to Terms

Stratumetrics may modify these Terms at any time. Changes will be posted on the website with an updated effective date. Continued use constitutes acceptance of modified Terms.

Contact Information

For questions about these Terms, contact Stratumetrics at:

Stratumetrics LLC
Email: info@stratumetrics.com
Phone: (888) 511-5996